Photo description:
Kelly Hall at her dining room table is upset with a large mutual fund firm that she would have had to pay deferred sales charges to on her RRSP if she had used money from it as a down payment on a home. She doesn't feel she was properly informed about the fees when she purchased the funds five years ago and wants other young investors to be aware of the potential unwanted costs. 140226 - Wednesday, February 26, 2014 - (MIKE DEAL / WINNIPEG FREE PRESS)
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